Terms of Use

Effective Date: 2025-08-25

Welcome to the website of CMI Financial Group Ltd. (“CMI,” “we,” “our,” or “us”). By accessing or using cmifgglobal.com (the “Site”), you agree to comply with and be bound by the following Terms of Use. Please review these terms carefully before using the Site.

1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and all applicable laws and regulations. If you do not agree, you must not use this Site.

2. Use of the Site

You may use this Site for lawful purposes only.
You agree not to use the Site to engage in any fraudulent, abusive, or illegal activity.
Unauthorized use of this Site may give rise to a claim for damages and/or be a criminal offense.

3. Intellectual Property

All content on this Site (including text, graphics, logos, and images) is the property of CMI Financial Group Ltd. or its licensors and is protected by copyright and trademark laws.
You may not reproduce, distribute, or modify any content without our prior written consent.

4. No Financial or Legal Advice

The information provided on this Site is for general informational purposes only and should not be construed as financial, investment, or legal advice. For advice regarding your specific situation, please consult with a qualified professional.

5. Disclosures & Compliance

Products and services described on this Site are subject to eligibility, terms, and conditions, which may vary by jurisdiction.
Certain disclosures, including but not limited to Privacy Policy, Non-Discrimination Statement, HMDA Disclosure, and TRID Disclosures, are incorporated into these Terms of Use by reference.

6. Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience. CMI is not responsible for the content, accuracy, or practices of third-party sites.

7. Limitation of Liability

To the fullest extent permitted by law, CMI Financial Group Ltd. shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of, or inability to use, this Site.

8. Indemnification

You agree to indemnify, defend, and hold harmless CMI Financial Group Ltd. and its affiliates, officers, employees, and agents from any claims, liabilities, damages, and expenses arising from your use of this Site or violation of these Terms.

9. Modifications to Terms

CMI reserves the right to modify these Terms of Use at any time without prior notice. Changes will be posted on this page, and continued use of the Site constitutes acceptance of the revised terms.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

11. Contact Us

For questions regarding these Terms of Use, please contact us at:

CMI Financial Group Ltd.
150 Alhambra Circle
Coral Gables, Florida, 33134
(888) 465-1432