Mortgage Solutions
For Your Next Move.

Conventional loans offer purchase and refinance options for eligible primary homes, second homes and investment properties. Review covers documented income, credit, debts, assets and property. Mortgage insurance may apply based on down payment and program. Jumbo financing covers amounts above conforming limits, with lender-specific credit, reserve and documentation requirements.

FHA may offer eligible buyers lower down payments, with mortgage insurance and property requirements. VA requires a Certificate of Eligibility for eligible veterans, service members and certain surviving spouses; a funding fee may apply, with no monthly mortgage insurance. USDA supports eligible primary homes in qualifying areas, subject to household income and property rules.

Bank statement programs may help eligible self-employed borrowers document income through deposits, considering business history and expenses; deposits are not automatically earnings. Asset depletion or utilization options may convert qualifying assets to income under program rules, considering asset type, access, reserves and closing funds. Credit, ability to repay, property eligibility and underwriting still apply.

For eligible investment use, DSCR (debt-service coverage ratio) financing compares qualifying rental income with debt payments, alongside credit, equity, reserves and program requirements. Portfolio financing may cover one or multiple eligible properties, considering ownership, leases, existing loans and performance. Share the property address, rental income, estimated value, loan request and investment plan.

Short-term bridge financing supports eligible investment purchases, refinancing or transitions, with repayment through sale or longer-term financing. Fix-and-flip review covers renovation scope, budget, timing and expected completed value. New investment builds require review of plans, permits, builder experience and feasibility; staged draws may apply. Business-purpose review also considers equity, experience, costs and exit strategy.

Foreign national financing may support eligible U.S. purchases or refinancing, depending on residency, property use, location and program rules. We help clarify identity, income or asset documentation, credit, source of funds and reserves. Non-U.S. documents may require additional verification or translation. Share your residence, property details, financing request and income or asset documentation.